FHA REFINANCE EXPERTS...
Testimonials from satisified customers....
We specialize in FHA home loans, FHA Benefits, FHA loan requirements offering the lowest FHA home loan rates in the U.S.!
Specializing in FHA Streamline refinance, FHA streamline, FHA mortgage loans, FHA home mortgage, FHA loan eligibility, FHA loan guidelines.
Intercap Lending/Suburban Mortgage Company of New Mexico  ~ Main: (949) 208-6868 Fax: (949) 419-9815 ~ 15420 Laguna Canyon Road, Suite 100 ~ Irvine, California 92618
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"This letter is in regards to your employee Sean Balkman . in the time i have been working with sean he has gained a great deal of my respect and trust .i could not
imagine working with hundreds of yo-yo's like myself on a daily basis , i would go insane ! not only does he keep it together like a complete pro with facts and figures
he has handled me and my loan with an incredible amount of Patience and mer dilligence . the best customer service ive seen . i dont think that stuff can be taught .
in closing i believe any company that had  100 people like sean couldnt help being a very succesfull company ,he should be a roll model to his peers...... thank you"
Tim F.

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"To Whom It May Concern:

"I’m so happy that I chose
Glenn Costa at Intercap Lending to help me with refinancing my house.  I wasn’t sure at first because I could not meet Glenn face to face,
but he was always available to answers all my questions by phone or email.  Glenn is very patient because sometime he had to explained things to me three times
before I understood.  Glenn wanted to make sure I understand the process of the loan as he took me through it step by step, and I really appreciate that!  Plus,
Glenn would call me once a week to let me know what was going on with my loan.  If any of my friends need help with refinancing their house Glenn Costa will be the
first and only person I would recommend.  Thanks Glenn for all your hard work!"
   
Birget A.
Santa Rosa, California


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"To whom it may concern,
I am
Sean Balkman’s customer - Sean refinanced our 30 year fixed.  He delivered.  Not only did he lower our rate, but we were able to skip a payment and we were
refunded 8K+ from our previous loan charges.  
Sean was prompt and professional in every aspect of the transaction; strong customer service skills.  Every communication had purpose, no redundancy.  He quickly
figured out that I prefer email and converted.
Overall, great experience!"
Dan L.

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September 28, 2010
"My husband and I recently closed a Streamline of our FHA Loan through Intercap Lending in Irvine, CA. Our Loan Officer, Glenn Costa was extremely friendly,
informative and accessible during the entire period. Glenn was always ready to answer our questions and assist us when ever needed, through e-mail or phone
conversations. It never took him long to return to our calls or messages. All questions were welcome regardless of how trivial. Through Glenn we were able to close
in a timely manor, with everything going as he had explained it would, with no surprises. There was little paper work required, and it was fairly simple. We would
gladly recommend him to anyone who is considering Refinancing or Home Loan."
Sincerely,

Chuck and Linda S.
Anaheim, CA


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"I would like to take my hat off to Mr. Balkman for the outstanding work  performance on my 203k loan. Need less to say everything worked out great, and I will
most definitely be passing the word along. Once again Thank You for all your hard work on this particular loan"
Warm Regards,
MANNY R.

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Hi Sean,
I can honestly say that this was the best experience of any type of financing we have done in the past (business/personal).  Everything was true to the word...items
that I questioned were "put in writing" to the extent of my request to clarify.  (To me if a company hestiates in putting something in writing to clarify - then I tend to no
use them - but I did not have a problem with Intercap doing any of this).  
Sean Balkman was truly remarkable and we know any financing we will do in the future that
we will MOST DEFINITELY use Sean and Intercap.  He was very helpful in helping us determine certain things and he is EXTREMELY kNOWLEDGABLE, HONEST,
EAGER TO SATISFY ALL and made it easier than the "normal" refi.  The fees were "a little bit less" than originally quoted.  That does not happen as a rule.  The
process with Sean Balkman made it a pleasure to do this with Intercap.  Both my husband & I usually hate the whole process of financing...but in this case we did not.
They are a very good company to do business with and I do not hesitate to recommend them to everyone I know.
So in answer to all of your questions - ABSOLUTELY YES.
Good Luck,
Kay B.

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Sean,

I just wanted to thank
Sean Balkman again for all of your help. I appreciate that you took the time to explain (more than once!) how the refinance worked. I can’t
believe that you saved me $400 each month! That is soooo awesome. I can’t believe how close your estimate was, either. You did a great job staying in touch with
me over the past couple of months. Even though I recently bought a house it helped having you walk me through the process as a refresher. This was a great
experience! I almost backed out when I thought it was too good to be true, but I’m thrilled that I stuck with it. I have truly enjoyed this experience and have already
been talking about you to my brother-in-law. I don’t know if you handle out of state financing, but if you have offices in Montana I think I can hook you up!


Thanks again for a great experience.

Sharon G.
Settlements Analyst