The Federal Housing Administration, generally known as "FHA", is the largest government insurer of mortgages in the world. A part of the United States Department of
Housing and Urban Development (HUD), FHA provides mortgage insurance on single-family, multifamily, manufactured homes and hospital loans made by FHA-approved
lenders throughout the United States and its territories. While borrowers must meet certain requirements established by FHA to qualify for the insurance, lenders bear less
risk because FHA will pay the lender if a homeowner defaults on his or her loan. FHA has insured over 37 million home mortgages and 47,205 multifamily project mortgages
since 1934. Currently, FHA has 6.1 million insured single-family mortgages and 13,000 insured multifamily projects in its portfolio. Clearly, FHA provides a huge economic
boost to the country in the form of home and community development, particularly in today's challenging financial climate.
FHA is a division under the US Department of Housing and Urban Development (HUD). It insures loans made by approved lenders to qualified borrowers. Approval may be
available for borrowers with mortgage lates, bankruptcy, past foreclosures, collections and judgments.
There are lots of good reasons to choose an FHA loan, especially if one or more of the following apply to you:
You're worried about your monthly payments going up
You're worried about foreclosure
You're worried about qualifying for a loan
You don't have perfect credit
You're a first-time home buyer
You don't have a lot of money to put down on a house
You want to keep your monthly payments as low as possible
You're worried about what will happen if you fall behind on your payments
If any of these things describe you, then an FHA loan may be right for you. Why? FHA-insured loans offer many benefits and protections that you won't find in other loans
including:
Lower cost: FHA loans have competitive interest rates because the Federal government insures the loans for lenders. Always compare an FHA loan with other loan types.
Smaller down payment: FHA loans have a low 3% down payment and the money can come from a family member, employer or charitable organization as a gift. Other loan
programs don't allow this.
Easier qualification: Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.
Less than perfect credit: You don't have to have perfect credit to get an FHA mortgage. In fact, even if you have had credit problems, such as a bankruptcy, it's easier for
you to qualify for an FHA loan than a conventional loan.
More protection to keep your home: The FHA has been around since 1934 and will continue to be here to protect you. Should you encounter hard times after buying your
home, the FHA has many options to help you keep you in your home and avoid foreclosure. property-whichever is longer.
For more information on FHA loans please visit http://www.hud.gov/buying/loans.cfm
FHA Home Loans FHA Home Purchase Loan FHA Purchase FHA Purchase Mortgage FHA Foreclosure Purchase New FHA Home Loan FHA New Home Mortgage New Home
Loan FHA Home Loan FHA Purchase Loan FHA Home Purchase FHA Purchase Lenders Direct FHA Lender Direct FHA Home Mortgage Lender FHA Home Loan FHA Home
Mortgage FHA Streamline Loans FHA Streamline Refinance FHA Streamline Refinancing
Housing and Urban Development (HUD), FHA provides mortgage insurance on single-family, multifamily, manufactured homes and hospital loans made by FHA-approved
lenders throughout the United States and its territories. While borrowers must meet certain requirements established by FHA to qualify for the insurance, lenders bear less
risk because FHA will pay the lender if a homeowner defaults on his or her loan. FHA has insured over 37 million home mortgages and 47,205 multifamily project mortgages
since 1934. Currently, FHA has 6.1 million insured single-family mortgages and 13,000 insured multifamily projects in its portfolio. Clearly, FHA provides a huge economic
boost to the country in the form of home and community development, particularly in today's challenging financial climate.
FHA is a division under the US Department of Housing and Urban Development (HUD). It insures loans made by approved lenders to qualified borrowers. Approval may be
available for borrowers with mortgage lates, bankruptcy, past foreclosures, collections and judgments.
There are lots of good reasons to choose an FHA loan, especially if one or more of the following apply to you:
You're worried about your monthly payments going up
You're worried about foreclosure
You're worried about qualifying for a loan
You don't have perfect credit
You're a first-time home buyer
You don't have a lot of money to put down on a house
You want to keep your monthly payments as low as possible
You're worried about what will happen if you fall behind on your payments
If any of these things describe you, then an FHA loan may be right for you. Why? FHA-insured loans offer many benefits and protections that you won't find in other loans
including:
Lower cost: FHA loans have competitive interest rates because the Federal government insures the loans for lenders. Always compare an FHA loan with other loan types.
Smaller down payment: FHA loans have a low 3% down payment and the money can come from a family member, employer or charitable organization as a gift. Other loan
programs don't allow this.
Easier qualification: Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.
Less than perfect credit: You don't have to have perfect credit to get an FHA mortgage. In fact, even if you have had credit problems, such as a bankruptcy, it's easier for
you to qualify for an FHA loan than a conventional loan.
More protection to keep your home: The FHA has been around since 1934 and will continue to be here to protect you. Should you encounter hard times after buying your
home, the FHA has many options to help you keep you in your home and avoid foreclosure. property-whichever is longer.
For more information on FHA loans please visit http://www.hud.gov/buying/loans.cfm
FHA Home Loans FHA Home Purchase Loan FHA Purchase FHA Purchase Mortgage FHA Foreclosure Purchase New FHA Home Loan FHA New Home Mortgage New Home
Loan FHA Home Loan FHA Purchase Loan FHA Home Purchase FHA Purchase Lenders Direct FHA Lender Direct FHA Home Mortgage Lender FHA Home Loan FHA Home
Mortgage FHA Streamline Loans FHA Streamline Refinance FHA Streamline Refinancing
Intercap Lending is a fully accredited direct mortgage bank approved by the
The U.S. Depertment of Housing and Urban Development. We have
been providing home loan assistance to FHA borrowers for over 30 years
with a highly qualified staff loan officers and underwriters with extensive
experience making FHA loans. Our process is fast and simple which saves
you time and money! Read what our customers are saying...
The U.S. Depertment of Housing and Urban Development. We have
been providing home loan assistance to FHA borrowers for over 30 years
with a highly qualified staff loan officers and underwriters with extensive
experience making FHA loans. Our process is fast and simple which saves
you time and money! Read what our customers are saying...
| FHA INSURANCE DECREASED |
| CALL TODAY! (888) 318-8098 |
HUD
VA
Approved
Lender
Lender
Approved
Lender
Lender
Why Choose Us?
FHA Home Loan Quick Facts:
| This offer is being made by Intercap Lending which is not affiliated with your current lender nor is it an agency of the government. **This program is a 30 year Fixed mortgage and is fixed for 360 months. Offer applies to a 1st mortgage loan in the amount of $300,000 secured by owner-occupied, single family, primary residence. *The 5/1 Adjustable Rate Mortgage (ARM) is fixed for the first 60 months. Payments are based on the initial rate, current index and margin and take into account initial, subsequent, and lifetime cap which is 5% above the initial start rate. *The 5/1 program is a variable rate loan and actual payment amounts will vary annually after the fifth year based on changes in the associated index. *Your payment may increase if interest rates increase after the fifth year. This offer assumes you have required documentation of income and a minimum FICO score of 640. Formal approval will be subject to satisfactory verification of income and assets. Actual rate is determined after receipt of completed application and prior to execution of loan documents. Maximum loan-to-value is 97.75%. Debt to income does not apply to a non-credit qualifying FHA Streamline loan. Not all applicants will be approved. Interest rates shown are current as of 5/15/2012 however rates are subject to change without notice. This offer applies to rate and term FHA streamline refinance. Mailing information on this piece was obtained through public record. Approved by the Department of Housing and Urban Development as a Direct Endorsement Lender I.D. # 3213-300-022 Licensed by the North Carolina Commissioner of Banks License # L-150561 Licensed by the California Department of Corporations Finance Lenders License #4131105 Licensed by the State of Washington Dept. of Financial Institutions Lic.#CL190465 Licensed by the State of Texas Department of Savings & Mortgage Lending License #84359 Colorado Supervised Lender’s Branch License #991130-001, Jeff Singleton – Manager Lic# 215354 (Regulated by the Colorado Division of Real Estate) Intercap Lending is a dba of Suburban Mortgage Company of New Mexico ~ 9401 Jeronimo, Suite 200 ~ Irvine, CA 92618 NMLS # 190465 |
| Intercap Lending/Suburban Mortgage Company of New Mexico ~ Main: (949) 208-6868 Fax: (949) 419-9815 ~ 15420 Laguna Canyon Road, Suite 100 ~ Irvine, California 92618 |
There are many factors to consider when applying for a government loan. Intercap Lending helps you assess your current financial situation so that you can obtain a
Federal Housing Administration (FHA) or Veteran’s Administration (VA) home loan to fund the home of your dreams. Here are some quick facts about FHA loans:
Lower cost
FHA loans have competitive interest rates because the Federal government insures the loans for lenders. Always compare an FHA loan with other loan types.
Smaller down payment
FHA loans have a low 3.5% down payment and the money can come from a family member, employer or charitable organization as a gift. Other loan programs don't allow this.
Easier qualification
Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.
Less than perfect credit
You don't have to have perfect credit to get an FHA mortgage. In fact, even if you have had credit problems, such as a bankruptcy, it's easier for you to qualify for an FHA
loan than a conventional loan.
FHA Streamline
If you are currently in an FHA loan HUD permits a streamline process with limited documentation required.
Federal Housing Administration (FHA) or Veteran’s Administration (VA) home loan to fund the home of your dreams. Here are some quick facts about FHA loans:
Lower cost
FHA loans have competitive interest rates because the Federal government insures the loans for lenders. Always compare an FHA loan with other loan types.
Smaller down payment
FHA loans have a low 3.5% down payment and the money can come from a family member, employer or charitable organization as a gift. Other loan programs don't allow this.
Easier qualification
Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.
Less than perfect credit
You don't have to have perfect credit to get an FHA mortgage. In fact, even if you have had credit problems, such as a bankruptcy, it's easier for you to qualify for an FHA
loan than a conventional loan.
FHA Streamline
If you are currently in an FHA loan HUD permits a streamline process with limited documentation required.
- No appraisal Required
- Previous BK's and foreclosures over 2 years old accepted
- No income documentation
- Cash out available
- Up to $35,000 in rehab money available
- Fast and simple process
Why FHA:
Get Your FREE No Hassle Quote!
| The Federal Housing Authority (FHA) has recently announced a decrease to annual mortgage insurance! If you closed your loan prior to May 31st, 2009, FHA has now granted a freeze on your current mortgage insurance premium which means you may now qualify for an interest rate and payment reduction through FHA’s Streamline program. Even if you were previously turned down the new ruling could save you hundreds per month! |
- Previous BK's over 2 years accepted
- Backed by the Federal Government
- Less than perfect credit accepted
- Limited Documentation Required
- Cash out available
- Easy quality with limited documentation
- No appraisal required
| TODAY'S LOW RATES... 30 YEAR FIXED *3.75% APR 3.89% 5 YEAR FIXED *3.25% APR 3.399% |
Fill out the form below to see how you can save!